How to Apply for Upstart Loan with Offer Code :
Upstart is a marketplace lender that connects investors and borrowers and provides personal loans. If you have a fair credit score, then you may eligible for up to $50,000. This financial corporation was started in 2012 and already originated more than 350,000 loans. Here, two-third of the loan decision have been made by automated artificial intelligence.
Upstart Loan Features :
- You can apply for the loan as low as $1,000
- Upstart may accept your application if you have good credit or no credit history, using artificial intelligence.
- Via the lender’s credit dashboard, you can check the impact of the loan repayments and charge the payment dates.
Disadvantages of Upstart Loan :
- Iowa and West Virginia residents are not eligible for the Upstart loan
- Some of the Upstart loans charge more than an 8% origination fee
- In Upstart, cosigners are not accepted
Requirements to Apply for Upstart Loan :
These are the certain requirements to apply for the Upstart loan:
- Make sure to have a 620 FICO credit score to apply for this loan. As they are using the AI-powered credit model, they can approve some borrowers with a fair credit range.
- Only the US residents can apply for the Upstart loan
- The minimum age requirement to apply for this loan is 18 years or older that. But, if you live in Nebraska and Alabama, then the age requirement is 19 years.
- You will require a valid email address to apply for an Upstart loan
- Make sure to have a personal bank account to apply for the loan
Upstart Loan Terms and Fees :
- Upstart provides fixed-rate personal loans. The Upstart loan range starts from $1,000 to $50,000.
- The loan repayment terms are for three to five years. After applying for the loan, you will get the funds within two business days.
- In case, you are applying for the loan for educational purposes, then you may have to wait for an additional three business days. The funds will be deposited into your account directly.
How to Apply for Upstart Personal Loan :
It is quite easy to apply for the Upstart loan with a promotional offer. If you have received a mail with the offer code, then you can easily apply for the loan. In order to apply for the Upstart personal loan, you have to follow these simple steps below:
- Firstly, you need to click on this link www.upstart.com/myoffer.
- Then, on the given field, you have to provide your offer code.
- Then, you have to select the reason for taking the loan.
- After that, you just need to select the Check Your Rate option.
How to Login at Upstart Loan Account
You can easily access the Upstart loan account with your registered email and password. You have to follow these simple steps below to access the Upstart loan account:
- You need to visit the official website of Upstart.
- For direct access to the website, you have to click on this link www.upstart.com.
- Then, from the right side of the homepage, you have to click on the login button.
- Then, you have to provide your email address and password on the given fields.
- After that, you have to click on the Log In button to access the Upstart loan account.
How to Reset Upstart Loan Account Password
You will require your registered password to access the Upstart loan account. If you forgot or lost your password, then you can follow these simple steps below to reset the password:
- You have to click on this link www.upstart.com.
- Then, you need to click on the Log In option, on the right-hand side of the page.
- There, you just have to select the Forgot Your Password option.
- Provide your registered email address in the provided field.
- After that, you just have to select the Submit button for the further steps.
- Then, you have to check your registration email for the password reset link.
- Then, from the email, you have to click on the link which is provided by the Upstart.
- After that, you have to follow the instructions to reset your account password.
Upstart Customer Support
If you have any queries about the Upstart loan, then you can contact the customer service department.
General Support:
Phone:
(650) 204-1000 (local)
1-855-438-8778 (toll-free)
Available Hours:
General Support:
On business days Mon to Fri:
6 AM to 5 PM PT (9 AM – 8 PM ET)
Sat and Sun:
6 AM to 5 PM PT (9 AM – 8 PM ET)
Payments:
On business days Mon to Fri:
6 AM to 6 PM PT (9 AM – 9 PM ET)
Sat:
7 AM to 4 PM PT (10 AM – 7 PM ET)
Mail:
Upstart Operations Dept.
P.O. Box 1503
San Carlos, CA 94070
Reference Link