Application Guide for Discover It Cash Back Card with Invitation Number:
Discover It Cash Back Card provides the top rewards in selected categories and a rich bonus. With this card, you will get 5% cashback on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, Amazon.com, and when you pay through PayPal. You can also earn 1% cashback on all the other purchases. This credit card does not have an annual fee and a decent 0% introductory period on purchases and transfers.
If you want to put in some effort to earn top rewards, as in monitor and registering for those with the 5% cashback, the Discover It Cash Back is a good option. As its generous cashback, match makes this credit card more rewarding on the first year you own it.
This card could be an excellent choice if you have some major expenses coming up. It has a 15-month 0% introductory period on purchases, which means you could carry the large expenses at no cost for more than a year. It also lets you earn up to 10% in cash back on your purchases, due to the first-year rewards match.
Benefits of Discover It Cash Back Card:
There are several benefits of the Discover It Cash Back Card. You will get the following benefits with your Discover It Cash Back credit card:
- You will get 5% back on your everyday purchases at different places each quarter, like the restaurant, gas stations, grocery stores, Amazon.com, and when you make payment through PayPal, up to the quarterly maximum when you activate.
- On all your other purchases, you will get 1% cash back automatically.
- You can earn 2x with the cashback match, get an unlimited dollar-for-dollar match of all the cash back that you have earned at the end of your first year, automatically.
- For additional benefits, you have to check their official website.
Rates and Fees of Discover It Cash Back Card:
- APR for Purchases: There will be 0% intro APR for the first 15 months from the date of your account opening. After that period, your intro APR will vary between 11.99% to 22.99% based on your creditworthiness. However, this APR may vary with the market based on the Prime Rate.
- APR for Balance Transfers: Your balance transfers APR will be 0% for the first 15 months from the date of the first transfer, for transfers under this offer that are posted to your account by June 10, 2022. After your intro APR expires, your APR will vary between 11.99% to 22.99%, based on your creditworthiness.
- APR for Cash Advances: The cash advances APR of this card is 24.99%, which may vary with the market based on the Prime Rate.
- Penalty APR: None.
- Minimum Interest Charge: If you ever charge any interest on this credit card, then it will be no less than $0.50.
- Annual Fee: None.
- Balance Transfer Fee: For each transfer, your intro fee will b 3% of the amount by June 10, 2022, with a 0% intro APR balance transfer offer described above. After that, your balance transfer fee will be 5% of the amount of each transfer.
- Cash Advance Fee: For each cash advance, you will be charged either $10 or a minimum of 5% of the amount of each cash advance, whichever is greater.
- Late Payment Fee: There will be no late payment fee for the first time. After that, your late payment fees will be up to $40.
- Returned Payment Fee: For the late payment fee, you will be charged up to $40.
Apply for Discover It Cash Back Card with Invitation Number:
Discover is offering the consumers an exclusive offer to apply for the Discover It Cash Back Card. If you have received an offer to apply for this card in the mail, then follow these instructions below:
- Firstly, you have to click on this link www.discover.com/itapply.
- There, on the given field, provide your 23 digits of invitation number.
- After entering the invitation code, you have to select the Start Your Application.
- Then, you can simply follow the on-screen instructions to apply for Discover It Cash Back Card.
Method to Register for Discover Credit Card Online Access:
To manage your Discover Card or pay your credit card bill, you have to set up your online account. You can follow these simple instructions below to set up your online account:
- Firstly, you have to visit the Discover website at discover.com/.
- There, on the right side of the homepage, you need to click on the Register Now option.
- You have to input your 16 digits card number and the expiration date of your card.
- Then, provide all the required details on the given fields, select the Continue button.
- After that, you can simply follow the on-screen guideline to set up your Discover Credit Card online account access.
How to Activate the Discover It Cash Back Card:
In order to use your Discover credit card, you have to activate your card. You can easily activate your credit card by following these easy instructions below:
- Firstly, you have to go to this link www.discover.com
- There, under the login section, you have to click on the Activate Credit Card option.
- You can easily activate your Discover card by login into your account or without login into your account.
- If you have already registered for the online account, then simply log in to your account to activate your Discover Credit Card.
Make the Bill Payment for Discover It Cash Back Card:
There are several options available to make the payment for your Discover It Cash Back Card. You can easily make your credit card bill payment by following any of these payment methods below:
Online Payment Method:
The online payment method is the fastest and easiest way to pay for your credit card bill. You can easily pay your bill by login into your credit card account. To make the credit card bill payment, you have to follow these simple instructions below:
- Firstly, you have to click on this link www.discover.com.
- Then, provide your registered login credentials in the given spaces.
- After entering your login credentials in the given spaces, select the Login button.
- Once you logged in to your credit card account, you can easily pay for your card bill.
Pay by Mail:
Discover also accepts credit card bill payments through the mail service. You can send your credit card payment in form of a money order or personal check. Along with all the required details, you have to send your credit card bill payment to this address below:
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Discover Contact Info:
If you still need any help, then you can directly contact the customer service department.
1-800-DISCOVER (1-800-347-2683) (English/Español)
Outside the U.S.:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943